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Despite intervention by the multiple levels of government, the foreclosure crisis continued to grow in the first half of 2009, affecting more than 1.5 million homes, according to RealtyTrac, Inc. The states most affected were 1) Nevada; 2) Arizona; 3) Florida; 4) California, and; 5) Utah (as a percentage of total homes). States with the highest actual numbers of foreclosures are 1) California; 2) Florida; 3) Arizona; 4) Illinois, and; 5) Nevada.

The report cites a nine percent (9%) increase in total properties in foreclosure compared to the previous six month period. This represents a nearly 15% increase over the same period of 2008. The report also states that 1.19 percent of all U.S. households (one in 84) received at least one foreclosure filing in the first half of the year.

This increase comes in spite of intense effort on the part of local, state and national legislation, including an industry-wide moratorium on foreclosures earlier this year. Efforts to get banks to assist with loan modifications has also failed to yield the desired results.

If you or someone you know is facing possible foreclosure, the Csira Group recommends acting early by contacting a real estate professional knowledgeable in this area. The Csira Group provides free assistance to affected homeowners by calling toll-free 866.805.0555.